50 Easy Ways You Could Make Extra Money This Month – The Penny Hoarder

If you needed extra money, like, yesterday, you’ve come to the right spot.

Our team has compiled a list of creative opportunities. Certainly, there’s something here that fits your needs.

This is a long list, so don’t get overwhelmed. Go ahead, you can start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire.

Without further delay, here are 50 money opportunities:

Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

Most surveys take five to 15 minutes, and you’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month.

Set u p your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

Killing Time? Earn up to $243 Per Win Playing Solitaire on Your Phone

Stressed out about money and endlessly scrolling on your phone? Stop it. Why waste time watching TikTok videos when you could get paid to play games instead?

A free app called Solitaire Smash will pay you up to $243 per win just for playing Solitaire online. Right now, when you add $10 to your account, Solitaire Smash will give you a $5 bonus to use in cash tournaments plus 1,000 gems.

You can play casually for gems or compete for real money prize pools— up to $243 per win. Plus, they have a 4.9-star rating on the App Store.

Want to see if you can turn $10 into $243 today? Download Solitaire Smash and start playing now.

Earn $1000/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $1000 a month while doing it.

All you need to do is register on Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos, and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time.

Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

Get Paid Up to $83 Every Time You Win Playing Bingo

We all have our go-to time-killers on our phones. But this one actually gives you the chance to win up to $83 every time you play.

It’s a free app called Bingo Cash, and right now, you could octuple your money — as in 8x — when you play. When you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $83.

You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $83.

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and over 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see if you could turn your $10 deposit into $83 in winnings? Just download the free app and start playing your first game immediately.

Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is.

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.
Sign up here to see how much you could earn.

Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account withInboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receivea $5 bonus to get you started.

Save $1,025 on Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

$15K or More in Debt? Most People Don’t Realize This Option Exists

Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.

If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.

Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.

You Can Become a Real Estate Investor for as Little as $10

Take a look at some of the world’s wealthiest people. What do they have in common? Many invest in large private real estate deals. And here’s the thing: There’s no reason you can’t, too — for as little as $10.

An investment called the Fundrise Flagship Fundlets you get started in the world of real estate by giving you access to a low-cost, diversified portfolio of private real estate. The best part? You don’t have to be the landlord. The Flagship Fund does all the heavy lifting.

With an initial investment as low as $10, your money will be invested in the Fund, which already owns more than $1 billion worth of real estate around the country, from apartment complexes to the thriving housing rental market to larger last-mile e-commerce logistics centers.

Want to invest more? Many investors choose to invest $1,000 or more. This is a Fund that can fit any type of investor’s needs. Once invested, you can track your performance from your phone and watch as properties are acquired, improved, and operated. As properties generate cash flow, you could earn money through quarterly dividend payments. And over time, you could earn money off the potential appreciation of the properties.

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with the Fundrise Flagship Fund.

This is a paid advertisement. Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Flagship Fund before investing. This and other information can be found in the Fund’s prospectus. Read them carefully before investing.

Get Paid to Play Blackjack on Your Phone— Up to $33 Every Time You Win

Who doesn’t like to kill time with a phone game every now and then? Play this one, and you can make up to $33 bucks every time you win.

This free app called 21 Cash will actually reward you for your time.

Right now, when you add $12 to your account, 21 Cash will give you a $6 bonus to use toward tournaments, where you could take home up to $33 per win.

Plus, you’ll be up against other players at your skill level, so everyone has a fighting chance to win. Blackjack, pontoon, 21… whatever you call it, play your hand with skill, and you can win anywhere from $1 to $33.

And don’t worry—this isn’t a spammy app. There are no annoying ads, and your playtime is totally private. On the App Store, it has over a million downloads and over 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see if you can turn $12 into $33 in just a few games? Download the free app and let the games begin!

Add $225 to Your Wallet Playing Games on Your Phone

Ever wish you could get paid just for messing around with your phone? Guess what? You totally can.

Swagbucks will pay you up to $225 a month just for installing and playing games on your phone. That’s it. Just download the app, pick the games you like, and get to playing. Don’t worry; they’ll give you plenty of games to choose from every day so you won’t get bored, and the more you play, the more you can earn.

This might sound too good to be true, but it’s already paid its users more than $429 million. You won’t get rich playing games on Swagbucks, but you could earn enough for a few grocery trips or pay a few bills every month. Not too shabby, right?

Ready to get paid while you play? Download and install the Swagbucks app today, and see how much you can earn!

Get Up to $120 Per Win Playing Bingo

We love all our dollars the same, but there’s something special about unexpected cash.

If you know your way around a smartphone, you can rack in lots of unexpected cash every week.

An app called Bingo Bling pays you whenever you win bingo games and tournaments. This newbie-friendly game has no bots, and they use fair matchmaking, so you should like your odds of winning money. They’ll also give you a $3 bonus when you deposit your first $7.

This is totally a game of skill. You need to know when to take advantage of the boosts and powerups the game gives you and be ready to enter tournaments and accept challenges.

Download Bingo Bling for Apple iOS devices. When you’re ready to cash out, you can schedule your payout to your bank account.

Rack Up Cash While You Relax — Over $500/Month for Playing Games on Your Phone

Need to earn a little extra on the side but dread the idea of losing that time when you get to unwind after a long, hard day?

Yeah… Don’t neglect your downtime!

Instead, get into Scrambly, an app that pays you for things you’d be doing to relax, anyway. Things like exploring new products and services, conquering levels in popular games, or completing quick surveys. It’s your go-to for easy, easy money — we’re talking between $50 to over $500 a month.

And If you’re wondering how legit this is, Scrambly has a 4.7 Trustpilot rating with many reviewers mentioning how simple and fast it was to earn and cash out.

Here’s how to get started: download the Scrambly app and sign up for an instant cash bonus. Fill out a brief survey, then install and start playing a game from Scrambly’s collection to immediately start earning money. You only need $1 to cash out instantly via PayPal, Visa, or gift cards.

Most apps and games you can choose from have tiered tasks for instant cash rewards. The further down the list of tasks you get through, the more money you’ll earn. We’ve seen offers where the max payout is over $350.

Ready to turn your downtime into extra cash? Download Scrambly now to get started.

Get Up to 35k From This Company

Need a little extra cash? We get it. Home repairs, credit card debt, medical bills — life expenses can really sneak up on you.

But we found a company that can help.

My Lending Wallet offers personal loans from $500 to $35,000, with no minimum credit requirement. You read that right… you don’t need perfect credit to get a loan. But you will be given an APR rate ranging from 5.99% to 35.99% based on your credit history.

While the company will work with any qualifying borrower, its policy of keeping APRs under 36% can help consumers with lower credit scores.

You can choose a repayment period between 61 days and 72 months — whatever works for you. Then, just wait for your confirmation email. Keep in mind that some loan requests require a final confirmation by phone before you’re funded.

My Lending Wallet won’t make you wait in line at the bank, either. If you’re worried you won’t qualify, relax—it’s free to check online and only takes five minutes. You could be on your way to financial relief in no time.

This App Paid Out $1.5 Billion in Prizes in 2024 — Earn Your Share Playing Solitaire!

Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it?

A free app called Solitaire Cashlets you play for real money — up to $83 per win and gives you a shot at a share of the massive $143 million in monthly prizes they awarded throughout 2024.

For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money.

In 2024 alone, Solitaire Cash awarded an incredible $1.5 billion in prizes. That means players just like you had a chance to win big every month — and 2025 could be even better.

You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account.

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).Want to see how much you could win? You can start playing right now to find out. Download the free app and get your $5 bonus when you add $10.

Get $25 When You Invest Just $5 With Stash

We all have bills to pay and things to buy. Whether it’s groceries, gas, or your favorite streaming service, wouldn’t it be nice to turn everyday spending into investments?

With Stash, you can. The Stash Stock-Back® Card1 automatically rewards you with stock in the companies you shop with — like Netflix, Amazon, Costco, and McDonald’s. And when you shop at local or privately owned businesses, you’ll earn stock in a default investment of your choice.

Here’s the kicker: Right now, The Penny Hoarder users get $25 in cash when they make their first $5 investment. That’s easy money to jumpstart your portfolio.

Stash has also introduced new tools to make investing even easier. With features like Auto-Stash, you can set aside as little as $1 per day to grow your investments automatically. Plus, Stash Learn gives you access to helpful tips on trending topics like AI-driven stocks and Swift Mania (yes, you can invest in that!).It only takes a few minutes to sign up, make your first $5 investment, and claim your $25 reward. Start building your future with Stash today.

Skip the Interest Until 2026 With This Balance Transfer Card

Aiming to ditch high-interest payments and score cash back on everything you buy? Who isn’t, right?

This card makes a balance transfer easy and affordable, plus you can save money on interest while you earn rewards. With a lengthy 0% intro APR on balance transfers until 2026, you’ll get some well-deserved breathing room to pay down balances interest-free. Plus, a $200 cash bonus is waiting for you, and you’ll enjoy 2% cash back on everything you buy — helping you make the most of your everyday spending.

Here’s what makes this card a win-win:

$200 cash back bonus
Unlimited 2% cash back
$0 annual fee
0% APR on balance transfers for 18 months

Get the most out of your spending. Learn more about this balance transfer card today.

Get Up to $120 Every Time You Win Playing Solitaire

Solitaire used to only be a time-killer. But these days, it can be an account filler too — and it can also be your new source of extra spending money.

Sounds too good to be true?

Play a few rounds of Solitaire Stash, and you’ll see for yourself that it’s a blend of skill and luck. And people like you earn hundreds of dollars in their free time.

It’s one of the few paying solitaire games designed to make it easy on new players. So you don’t have to worry about bots or playing against players much more skilled than you.

Want a shot at higher earnings? Take part in Solitaire Stash’s regular challenges or tournaments to get better rewards and a shot at a bigger payday.

You don’t have to be a solitaire pro to earn some extra spending money in your free time.

Download Solitaire Stash for Apple iOS devices to start stashing your earnings in your account. And when you’re ready to get paid, they’ll deposit your earnings into your bank account.

Get Paid up to $130/Month — Just for Sharing Your Opinion

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie.

You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours.

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

Get Paid to Try Out Free Games on Your Phone (With No Purchases or Ads)

Wouldn’t you rather companies just pay you to try games with the money they’d otherwise spend on annoying you with ads?

That’s exactly what a free app called Test’em All does — it pays you to try out new mobile games they know you’ll like instead of bombarding you with ads.

Test’em All regularly adds new games, and there are lots of genres to choose from, including arcade, action, adventure, strategy, and more. Even better, you don’t have to pay a deposit or sit through any ads at all. It’s completely free — the more you play, the more you earn.

Once you’ve earned enough tickets, you can earn real money in just 10 minutes playing your favorite game and get paid via PayPal (or gift cards from Amazon, Google Play, Playstation Network, Best Buy, and others).Ready to get paid to play games? Just download the free Test’em All app on the App Store to start earning money and other rewards for playing new games on your phone.

Earn Up to $3k a Month From Home as a Proofreader

Psst… Are you good at spotting typos? Maybe a little too good? Well guess what, you can totally get paid for that superpower. We found a way you can seriously boost your income through proofreading. Yes, you read that right.

Proofread Anywhere’s General Proofreading course can help you hone your proofreading skills and transform them into your own small business. And it really works! Students can earn between $500 to $3k a month on their own terms. With over 24,000 students and 7+ years of results, it’s the first and most trusted program of its kind.
Make money proofreading with Proofread Anywhere. Join the 24,000+ students who’ve changed their lives with Proofread Anywhere.

Protect Your Household from System & Appliance Breakdowns — and Save BIG!

It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.

Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?

Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.

A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t.

And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.

Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.

Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.

Get Rid of High-Interest and Earn Up to 5% Cash Back with These Cards

Stop bogging yourself down with those high-interest credit card payments. It seriously limits your spending power. If your monthly interest payments are starting to creep out of control, you might need to take a look at changing things up with your current credit card by transferring your balance to a card with a 0% intro APR.

Editor’s at FinanceBuzz have done their research, and they’ve identified some of the best options to help you take back control. This card offers a generous 0% intro APR on balance transfers until 2026, which means you could get the breathing room you need to tackle your debt without being hamstrung by interest payments for a whole year.

On top of that, you can earn up to 5% cash back on everyday purchases and enjoy a $0 annual fee. It’s really a no-brainer when you consider you could save on interest and earn on everyday purchases.

Get rid of your high-interest payments. Learn more about this card today.

Slash Your Credit Card Debt — Unlock No Interest Payments Into 2026

Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out.

But where to even start?

If you have good to excellent credit, switching to one of these top-tier 0% intro APR cards from Motley Fool Money’s carefully curated list could help you consolidate payments and cut your interest for nearly two years. You could not only fast-track your debt repayment but also save thousands in interest.

Motley Fool is picky, meaning they’ll only highlight cards that really stretch your dollar and cut down on costs. Plus, they break down everything you need to know: from intro-rate deals and welcome bonuses to rewards and fees — no surprises, just clear info.

So if you’re looking for a financial lifeline without the drag of accumulating interest, check out Motley Fool’s list of best cards with 0% Intro APR offers, and wave goodbye to interest until 2026.

Get up to $100,000 From This Company

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.

But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.

Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.99% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.

You can use this new loan to pay off all your existing credit card debt, leaving you with one (cheaper) monthly payment that will help you get out of debt faster. If you have a credit score of at least 620, you could get up to $100,000 with no collateral. Terms go up to 240 months.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.

Get Rid of 25k or More in Debt With This Option

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.

So, what if you could just… get rid of credit card debt that’s weighing you down?

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances.

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.

It’s free to see just how much of your debt you can get rid of.

Cancel Your Car Insurance

You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix.

This new tool from The Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $500 per year or more.

Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you.

Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.

Get Paid to Shop: Score 2% Cash Back on Everyday Purchases

Ever feel let down by credit cards that promise big rewards but always seem to fall short? Either the points are too confusing to track, or the cash back you get isn’t enough to make a real impact on your budget. There’s gotta be something better, right?

That’s where this card stands out—it delivers exactly what it promises. Earn a $200 bonus just for signing up and get unlimited 2% cash back on all purchases. No tricks, no hassles. Just simple, valuable perks.

Here’s what you can expect:

A $200 welcome bonus (based on minimum spend requirement)
2% cash back on purchases
0% intro APR through 2026
No annual fee

Make your rewards count. Learn more about how to start earning 2% cash back on everything you buy.

Get Up to $50,000 Through This Site

Could you use a few extra thousand dollars, like, right now? Whether you’re consolidating debt, funding a big purchase, or covering unexpected expenses, you need money fast and a place to find and compare rates without the hassle.

LendingTree makes it easy.

With LendingTree, you can quickly compare offers from various lenders all in one place. LendingTree isn’t a direct lender, so they can’t guarantee approvals, but they partner with reliable institutions to help you find the best rates available. Loan amounts range up to $50,000 with APRs as low as 5.99%. Just remember each loan’s interest rate may vary based on your credit profile.

When you’re shopping for a loan, it’s important to compare rates before you commit to any offer. Many LendingTree customers find significant savings just by exploring their options first.

Ready to get paid? Discover the best loan rates for you Through LendingTree today!

Get Up to $300 Just for Setting Up Direct Deposit With This Account

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1

But there’s good news: With SoFi Checking and Savings (member FDIC), you stand to gain up to a hefty 3.80% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — savings APY is 10 times more than the national average.1

Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3

You can easily deposit checks via your phone’s camera, transfer funds, and get customer service via chat or phone call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4

It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.

Fast Track Your Earnings with Insider Alerts from The Penny Hoarder

If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move.

Like, a really smart move.

We’ll dish out the latest on unique side gigs, top saving tips, and all good things money. Texts will go straight to your phone, so you’re always the first to know of opportunities to make, save, and manage your money.

Share What’s in Your Fridge

Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.

Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes.

Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn.

Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join.

Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)

Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?

Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase.

All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account.

It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.

Deliver with Uber Eats and Earn on Your Schedule

Getting paid to drive is the perfect sidekick to your main hustle, whether it’s a full-time job, seasonal work, or other gig opportunities. If you’re already zipping around town with other delivery services, why not amp up your earnings with Uber Eats?

People from all walks of life—every background and industry imaginable—are choosing to deliver with Uber Eats. You can set your own hours, making the app work for you rather than the other way around. Your car, your schedule.

With Uber Eats, you’ll never have to wait for payday again. Just tap a button, and you get paid. Your earnings land in your bank account weekly, and if you’re in a pinch, Instant Pay lets you cash out up to five times a day.

What are you waiting for? Click here to start delivering with Uber Eats!

Get Paid to Drop off Starbucks

Your city is filled with two things: Starbucks, and people who want Starbucks.

An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.

With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you.

You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.

The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.

If you sign up for Doordash now, it’s possible to get your first paycheck this week.

Get Paid to Surf the Web

Search engines use complicated algorithms to determine the results you see — and they don’t always get it right.

They’re vulnerable to errors, so they need real humans to review the results and judge them for quality, relevance, and usefulness. Those humans can be paid around $12 an hour for their work.

If you want to get paid to clean up Google’s mess (or Bing’s or Yahoo!’s) apply for a job like this one with Lionbridge. The company is often hiring, so if you don’t see any openings now, keep an eye on The Penny Hoarder Jobs Facebook page for the next one.

Answer the Phone

Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps instead of running call centers.

These jobs can be full—or part-time and offer a variety of schedules, including daytime, evening, and weekend shifts. Pay varies depending on the position and location.

Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology.

You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call.

Start Freelancing

Making a living as a freelance writer, editor or both is possible. Just take notes from Jamie Cattanach, who, in her first year as a full-time freelancer, made more than $50,000. That was several thousand more than she made while working full time on a salary.

Starting her freelance business wasn’t exactly a breeze, so she offered some advice to budding freelance writers.

Pocket up to $300 Opening a New Bank Account

Yep, some banks will pay you to open an account with them.

We’ve put together a list of our favorite bank promotions happening right now. These banks will pay you up to $300 just to open a new account!

It’s up to you to decide how to manage several bank accounts. But we find when you’re saving for something it’s helpful to have multiple places to “hide” money so you’re less likely to spend it.

You could always open an account, collect the bonus, and close it when you’re no longer using it — just make sure you read the details and know the requirements you need to meet to earn the bonus.

Get Paid to Drink Beer

Carmen Mandato/The Penny Hoarder

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

Get Paid to Drop a Few Pounds

Heather Comparetto/The Penny Hoarder

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

Read more about HealthyWage, and sign up.
Define a goal weight and the amount of time you’ll give yourself to achieve it.
Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

Let NASA Pay You to Stay in Bed All Day

amenic181/Getty Images

Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.

Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.

It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.

The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.

Sell Your Smartphone Photos

Tim Snell under Creative Commons

If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.

An app called Foap lets you turn your smartphone photos into cash.

Here’s how it works:

1. Download the free app and create an account.

2. Take a quality photo and upload it to Foap’s marketplace.

3. Someone buys the license to your photo for $10. You make $5.

If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?

Teach English as a Second Language

Photo courtesy of Angela Brumbaugh

If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

There are several online-learning platforms focused on teaching English as a second language to students in other countries.

Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.

“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”

Become a Life Coach

Drazen_/Getty Images

According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.

The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.

Earn up to $30/Day Watching Movies

andresr/Getty Images

When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)

Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in.

These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired.

In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.

Get the Props You Deserve for Being Active

Getty Images

If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.

Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.

Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.

Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’”

Get Paid to Tutor Kids Online

Getty Images

Love kids but don’t want to commit to the classroom?

You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour.

If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors.

*Public: Paid endorsement for Public.com.

Fractional shares are illiquid outside of Public and not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Fractional Share Disclosure to learn more.

Diversification cannot ensure a profit or protect against loss in a declining market. It is a strategy used to help mitigate risk.

Brokerage services for US Listed and registered securities offered by Open To The Public Investing, member FINRA & SIPC. Open to the Public Investing does not offer Regulation A securities such as royalties.

The issuer, Public Shrek Royalties LLC, is offering Shrek Franchise Original Music in reliance on Regulation A under the Securities Act of 1933 and through the use of an Offering Statement that the Securities and Exchange Commission (‘SEC”) has qualified under Tier II of Regulation A. While the SEC staff reviews certain forms and filings for compliance with disclosure obligations, the SEC does not evaluate the merits of any offering, nor does it determine if any securities offered are “good” investments. The securities offered are speculative, illiquid, and an investor could lose the entire investment. Investors should read the relevant Offering Circular and consider the risks disclosed therein before investing. Brokerage services for Regulation A securities available on Public are offered by Dalmore Group, LLC (“Dalmore”), member of FINRA & SIPC.

In making an investment decision, investors must rely on their own examination of the issuer and the terms of the offering, including the merits and risks involved. Regulation A offerings are speculative, illiquid, and involve a high degree of risk, including the possible loss of your entire investment.

* SoFi® Checking and Savings (member FDIC):

1. Up to $300 Bonus Tiered Disclosure

New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking#1.

2. APY disclosures

SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi Plus members are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. See the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.

3. Fee Policy

We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/.

4. Additional FDIC Insurance

SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms at SoFi.com/banking/fdic/terms. See the list of participating banks at SoFi.com/banking/fdic/receivingbanks

5. ATM Access

We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.

6. Early Access to Direct Deposit Funds

Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.

7. Overdraft Coverage

Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.

Paid non-client endorsement. See Apple App Store and Google Play reviews.View important disclosures.

Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value. All product and company names are trademarks ™ or registered ® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

1Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. All rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC and are subject to Terms and Conditions. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

Most surveys take five to 15 minutes, and you’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month.

Set u p your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.

People Who Don’t Use This Tool Are Overpaying on Amazon

Let’s face it: you already know you’re spending too much on Amazon. How many times have you clicked ‘pay now’ only to find that exact item elsewhere for way less?

Wouldn’t it be great if someone told you when you’re about to overpay?

That’s exactly what this free service does.

Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop-up telling you if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.

In the last year, this has saved people $800 million.

See if you’re overpaying online in just a few clicks.

Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receivea $5 bonus to get you started.

Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is.

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Save $1,025 on Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

You Can Become a Real Estate Investor for as Little as $10

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with the Fundrise Flagship Fund.

Earn $1000/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $1000 a month while doing it.

All you need to do is register on Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos, and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time.

$15K or More in Debt? Most People Don’t Realize This Option Exists

Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.

Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.

Skip the Interest Until 2026 With This Balance Transfer Card

Aiming to ditch high-interest payments and score cash back on everything you buy? Who isn’t, right?

Here’s what makes this card a win-win:

$200 cash back bonus
Unlimited 2% cash back
$0 annual fee
0% APR on balance transfers for 18 months

Get the most out of your spending. Learn more about this balance transfer card today.

Get Up to 35k From This Company

Need a little extra cash? We get it. Home repairs, credit card debt, medical bills — life expenses can really sneak up on you.

But we found a company that can help.

While the company will work with any qualifying borrower, its policy of keeping APRs under 36% can help consumers with lower credit scores.

Protect Your Household from System & Appliance Breakdowns — and Save BIG!

It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.

Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?

Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.

A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t.

And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.

Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.

Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.

Get Paid for Your Opinion

Swagbucks is definitely a reader favorite, probably because of the wide variety of ways to make money beyond taking surveys. It’s also famous for handing out free rewards points (called SBs) at random just for being a member.

You’ll get SBs for each survey you qualify for and complete that you can redeem for cash via Paypal or gift cards to a number of popular retailers, including Amazon.

Even better? You’ll earn a 500 SB (or $5) bonus when you sign up and earn 2,500 SB within your first 60 days.

Get Paid up to $130/Month — Just for Sharing Your Opinion

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie.

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

Get Rid of 25k or More in Debt With This Option

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.

So, what if you could just… get rid of credit card debt that’s weighing you down?

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.

It’s free to see just how much of your debt you can get rid of.

Cancel Your Car Insurance

You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix.

Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you.

Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.

Get up to $100,000 From This Company

But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.

Get $25 When You Invest Just $5 With Stash

We all have bills to pay and things to buy. Whether it’s groceries, gas, or your favorite streaming service, wouldn’t it be nice to turn everyday spending into investments?

Here’s the kicker: Right now, The Penny Hoarder users get $25 in cash when they make their first $5 investment. That’s easy money to jumpstart your portfolio.

Slash Your Credit Card Debt — Unlock No Interest Payments Into 2026

Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out.

But where to even start?

Earn Up to $3k a Month From Home as a Proofreader

Get Rid of High-Interest and Earn Up to 5% Cash Back with These Cards

Get rid of your high-interest payments. Learn more about this card today.

Deliver with Uber Eats and Earn on Your Schedule

What are you waiting for? Click here to start delivering with Uber Eats!

Yes, Your Car Insurance IS Too Expensive — Here’s How to Save Up to $820 Per Year

Did you know insurance companies count on you not shopping around? Many people overpay simply because they don’t realize better options are available.

That’s where BestMoney comes in. It’s a simple, free, and trusted platform that works with top insurers to help you find lower rates in minutes. Most people who use it save up to $820 a year!
Stop overpaying and put that money to better use. Take BestMoney’s quick quiz today to instantly find lower rates and start saving.

Earn Up to $360 a Year* With This No Fuss Cash Back Debit Card

Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?

We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. This card has no fees, access to over 60,000 ATMs, and the Early Pay direct deposit feature allows you to get paid up to 2 days earlier. The app lets you handle your banking needs and connect a virtual wallet like Apple Pay to amplify your rewards. Checking account deposits are FDIC-insured up to the maximum amount allowed by law.

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account.

*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.

Get Up to $300 Just for Setting Up Direct Deposit With This Account

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1

Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3

It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.

Earn up to $25/Hour Delivering Food

Cities around the country are filled with two things: incredible restaurants and busy people.

You can help connect them by delivering food through Doordash.

As a “Dasher,” you’ll work as an independent contractor, setting your own hours and working as much or little as you want, meaning how much you can make is up to you.

You’ll earn a $6 fee for each delivery, plus keep 100% of your tips. Depending on the day, you could earn up to $25 an hour. If you drive full time, that’s $1,000 a week!

For a real-life case, Jose Neri, a former Dasher in California, reports earning $500 to $600 a week working just lunches and dinners. They could take about two-and-a-half deliveries an hour, and users would tip between 10% and 15%.

All you need to get started is an insured vehicle or a bicycle and a smartphone. You should be at least 18 years old and have a minimum two years’ driving experience.

If you’re interested in becoming a Dasher, you can learn more here.

Get Paid to Shop: Score 2% Cash Back on Everyday Purchases

Here’s what you can expect:

A $200 welcome bonus (based on minimum spend requirement)
2% cash back on purchases
0% intro APR through 2026
No annual fee

Make your rewards count. Learn more about how to start earning 2% cash back on everything you buy.

Fast Track Your Earnings with Insider Alerts from The Penny Hoarder

If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move.

Like, a really smart move.

Should You Cancel Your Homeowners Insurance?

If you’re a homeowner, you probably have home insurance that you hardly ever think about — which is great because that means you haven’t needed to use it.

But if you’re not regularly reviewing your coverage and shopping around for competitive rates, you’re likely overpaying.

It’s super easy to find out, though. Provide Homeowners Savings will show you quotes and compare pre-qualified rates to make sure you’re getting the best price for your coverage.

Homeowners can save hundreds of dollars when they cancel their current homeowners insurance and switch this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here tosee how much you could save.

Get Free Stock

Here’s the thing about investing: The sooner you start, the better. And we found a company that will give you free stock to get started.

An investing app called Robinhood will give you free stock worth between $5 and $200 just for downloading its free app and funding your account.

Yeah, you’ve probably heard of Robinhood. Both investing beginners and pros love it because it doesn’t charge commission fees, and you can buy and sell stocks for free — no limits. Plus, it’s super easy to use.

Whether you’ve got $5, $100 or $800 to spare, it takes just a couple of minutes to sign up, fund your account and get your free stock — a nice boost to help you build your investments.

Start a Used Books Business

There are a number of ways to sell used books online, and yes, you can do this at home. Start by selling the books you aren’t going to read from around the house. To make more money, learn how to do used textbook arbitrage (locate sellers with low prices and top-dollar buyers).

Get Paid to Drop a Few Pounds

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

Read more about HealthyWage, and sign up.
Define a goal weight and the amount of time you’ll give yourself to achieve it.
Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

Answer the Phone

Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps instead of running call centers.

These jobs can be full—or part-time and offer a variety of schedules, including daytime, evening, and weekend shifts. Pay varies depending on the position and location.

You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call.

Sell Your Friendship

Get paid to be someone’s buddy! We’re not kidding.

You can register to become a friend at RentAFriend.com, where paying users can contact you to attend concerts, sporting events, family functions, VIP events and more.

You can charge up to $50 an hour and set your own schedule.

Friends working full time (five days a week) earn up to $2,000 a week, plus free dinners and access to those events I mentioned.

What could you do as a friend for 40 hours a week?

First of all, the site clarifies that it is “solely a platonic friendship website” — beyond that, options are endless.

If you have a special skill, like cooking or speaking a foreign language, you could teach them. Some people traveling or new to an area hire a friend to show them the town.

Some people just want someone to talk to.

Let NASA Pay You to Stay in Bed All Day

Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.

Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.

It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.

The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.

You Don’t Have to Have an MBA to Start a Business

If you dream of starting a business, don’t let the fact that you don’t have a business degree from an Ivy League school hold you back. (Yeah, imposter syndrome is the worst.) We’ve talked to plenty of women who’ve successfully started businesses on their own.

Here’s a story that really resonates with our frugal hearts: The Budget Mom.

After graduating college, Kumiko Love had $100,000 worth of debt — student loans, credit cards and medical bills. All that good stuff. Still, she had trouble sticking to a budget. So she gave up.

Then she started studying the psychology behind money and that gave her a renewed hope: She started viewing her situation through a positive lens. She combined several budgeting tactics and started logging her process through her blog, The Budget Mom.

And guess what? Love is now debt free and she recently quit her full-time job to focus on her seven-figure business, The Budget Mom.

Get Crafty (But Not Too Crafty, If You Don’t Want)

If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.

Those are a lot of potential customers.

If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.

Publish a Kindle Book

If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.

You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.

After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you.

Swap Books for Amazon Gift Cards

Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

Teach English as a Second Language

If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

There are several online-learning platforms focused on teaching English as a second language to students in other countries.

Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

Become a Life Coach

According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.

Pretend to Be a Patient

Fake patients, more formally known as “standardized patients,” are used to train new doctors. It’s essentially an acting job, as explained in NPR’s profile of Gabrielle Nuki. The 16-year-old is paid $15 to $20 per hour to play different roles while medical students examine her.

If you can act and don’t mind being poked and prodded by aspiring doctors, you can look for this work at a number of medical schools.

Earn up to $30/Day Watching Movies

When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)

In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.

Monetize Your Doodles

We talked to one guy who sells his art online and makes $2,000 a month.

His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.

Here are some tips to get started:

Start small.
Create marketable products.
Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.

Get the Props You Deserve for Being Active

If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.

Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.

Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.

Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’”

Do Odd Jobs

TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.

Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.

Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.

Get Paid to Drink Beer

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

Write Resumes

Some people just hate writing, especially resume writing. You can help them put that resume together using free resume makers online. Some people charge as little as $20 to do this, but at least one service has a price schedule that starts at $500.

Swap Books for Amazon Gift Cards

Getty Images

Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

Sell Coupons Online

When I was researching my post on how to sell coupons online, I was shocked to see an eBay auction with a high bid of $361 — for one coupon! It was a 10%-off coupon, and it was close to Christmas. Grocery coupons sell for a lot less.

But if you ever get bank or credit card coupons offering nice bonuses, you can get $10 or more selling them on eBay.

Get Paid to Surf the Web

Search engines use complicated algorithms to determine the results you see — and they don’t always get it right.

They’re vulnerable to errors, so they need real humans to review the results and judge them for quality, relevance, and usefulness. Those humans can be paid around $12 an hour for their work.

* SoFi® Checking and Savings (member FDIC):

1. Up to $300 Bonus Tiered Disclosure

2. APY disclosures

3. Fee Policy

4. Additional FDIC Insurance

5. ATM Access

6. Early Access to Direct Deposit Funds

7. Overdraft Coverage

Paid non-client endorsement. See Apple App Store and Google Play reviews.View important disclosures.

Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

Most surveys take five to 15 minutes, and you’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month.

Set u p your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

Earn $1000/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $1000 a month while doing it.

All you need to do is register on Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos, and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time.

Save $1,025 on Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

You Can Become a Real Estate Investor for as Little as $10

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with the Fundrise Flagship Fund.

Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is.

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receivea $5 bonus to get you started.

Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.

$15K or More in Debt? Most People Don’t Realize This Option Exists

Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.

Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.

Get Up to 35k From This Company

Need a little extra cash? We get it. Home repairs, credit card debt, medical bills — life expenses can really sneak up on you.

But we found a company that can help.

While the company will work with any qualifying borrower, its policy of keeping APRs under 36% can help consumers with lower credit scores.

Skip the Interest Until 2026 With This Balance Transfer Card

Aiming to ditch high-interest payments and score cash back on everything you buy? Who isn’t, right?

Here’s what makes this card a win-win:

$200 cash back bonus
Unlimited 2% cash back
$0 annual fee
0% APR on balance transfers for 18 months

Get the most out of your spending. Learn more about this balance transfer card today.

Protect Your Household from System & Appliance Breakdowns — and Save BIG!

It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.

Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?

Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.

A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t.

And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.

Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.

Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.

Get Rid of High-Interest and Earn Up to 5% Cash Back with These Cards

Get rid of your high-interest payments. Learn more about this card today.

Get Rid of 25k or More in Debt With This Option

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.

So, what if you could just… get rid of credit card debt that’s weighing you down?

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.

It’s free to see just how much of your debt you can get rid of.

Get up to $100,000 From This Company

But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.

Add $225 to Your Wallet Playing Games on Your Phone

Ever wish you could get paid just for messing around with your phone? Guess what? You totally can.

Ready to get paid while you play? Download and install the Swagbucks app today, and see how much you can earn!

Slash Your Credit Card Debt — Unlock No Interest Payments Into 2026

Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out.

But where to even start?

Get $25 When You Invest Just $5 With Stash

We all have bills to pay and things to buy. Whether it’s groceries, gas, or your favorite streaming service, wouldn’t it be nice to turn everyday spending into investments?

Here’s the kicker: Right now, The Penny Hoarder users get $25 in cash when they make their first $5 investment. That’s easy money to jumpstart your portfolio.

Cancel Your Car Insurance

You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix.

Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you.

Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.

Earn Up to $3k a Month From Home as a Proofreader

Get Paid up to $130/Month — Just for Sharing Your Opinion

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie.

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

Blast Past $200 Per Win With This App

Love playing games on your phone but wish it felt a bit more rewarding? We get it. It’d be great if all those hours spent having fun came with a little bonus, right?

Here’s some good news:

With the Playback Rewards app for Android, you can actually earn rewards for playing the games you already love — and you don’t even have to leave the couch. Earn points every time you play, turn them into cash or gift cards, and even snag 25% cash back on in-app purchases across any game you play.

On top of that, Playback Rewards users can earn up to $200 in rewards per game — just by doing what they love.

Stop playing for free. Sign up for a free account and see how much you can make during your ‘me’ time.

Earn Up to $360 a Year* With This No Fuss Cash Back Debit Card

Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account.

*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.

Get Up to $300 Just for Setting Up Direct Deposit With This Account

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1

Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3

It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.

Fast Track Your Earnings with Insider Alerts from The Penny Hoarder

If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move.

Like, a really smart move.

Get Paid to Shop: Score 2% Cash Back on Everyday Purchases

Here’s what you can expect:

A $200 welcome bonus (based on minimum spend requirement)
2% cash back on purchases
0% intro APR through 2026
No annual fee

Make your rewards count. Learn more about how to start earning 2% cash back on everything you buy.

This App Can Help Save You Up To $720 This Year

Keeping track of your monthly bills and subscription services can feel like a game of whack-a-mole. And just when you think you’ve got a handle on it, another random charge pops up on your bank statement. $5 here, $10 there… it can seriously add up.

Luckily, an app called Rocket Money can show you exactly where you’re wasting money on forgotten subscriptions and bills that are overcharging you. It saves its members an average of $720 per year.

The app is super simple to use. You can use it to easily hunt down and cancel unwanted subscriptions and even help negotiate lower monthly rates with your internet company, phone company and other bills — on average, they can help lower your bills by about 20%.

Rocket Money’s app has saved its 5 million-plus users about $500 million in canceled subscriptions.

It takes just a few minutes to get started and see how much you could save this year. Just register an account and link your bank accounts, then sit back while Rocket Money goes to work.

Deliver with Uber Eats and Earn on Your Schedule

What are you waiting for? Click here to start delivering with Uber Eats!

Get Paid to Drop off Starbucks

Your city is filled with two things: Starbucks, and people who want Starbucks.

With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you.

You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.

The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.

If you sign up for Doordash now, it’s possible to get your first paycheck this week.

Share What’s in Your Fridge

Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.

Get Paid to Drink Beer

Carmen Mandato/The Penny Hoarder

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)

Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?

It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.

Start Freelancing

Starting her freelance business wasn’t exactly a breeze, so she offered some advice to budding freelance writers.

Get Paid to Surf the Web

Search engines use complicated algorithms to determine the results you see — and they don’t always get it right.

They’re vulnerable to errors, so they need real humans to review the results and judge them for quality, relevance, and usefulness. Those humans can be paid around $12 an hour for their work.

Get Paid to Drop a Few Pounds

Heather Comparetto/The Penny Hoarder

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

Read more about HealthyWage, and sign up.
Define a goal weight and the amount of time you’ll give yourself to achieve it.
Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

Let NASA Pay You to Stay in Bed All Day

amenic181/Getty Images

Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.

Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.

It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.

The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.

Publish a Kindle Book

Getty Images

If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.

Teach English as a Second Language

Photo courtesy of Angela Brumbaugh

If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

There are several online-learning platforms focused on teaching English as a second language to students in other countries.

Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

Become a Life Coach

Drazen_/Getty Images

According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.

Swap Books for Amazon Gift Cards

Getty Images

Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

Earn up to $30/Day Watching Movies

andresr/Getty Images

When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)

In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.

Work from Someone Else’s House

Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country.

Consider house sitting. People will pay you big bucks to look after their house (and maybe a pet or two) while they’re away.

If you’re not sure where to find these types of gigs, there are tons of websites out there that’ll help, including House Sitters America and Mind My House.

Do Odd Jobs

Getty Images

TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.

Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.

Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.

Teach English as a Second Language

If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

There are several online-learning platforms focused on teaching English as a second language to students in other countries.

Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

Sell Coupons Online

But if you ever get bank or credit card coupons offering nice bonuses, you can get $10 or more selling them on eBay.

Take a Defensive Driving Course

OK, so maybe you recently got a speeding ticket. Or you didn’t see that stop sign and received a moving violation. Whatever the case, taking a defensive driving course can be a great way to wipe the points from your driving record and help offset an increase in insurance costs.

And guess what? You don’t have to sit through a weekend of classes. There’s this thing called the internet, and you can take online defensive driving courses through AARP, the National Safety Council or your state’s DMV. The cost of the course will vary by state, but you shouldn’t pay more than about $40.

Even if you’re a safe driver with a good driving record, you can still take the course for an insurance discount — just be sure to check with your insurance agent to make sure the discount applies (and that it’s worth the cost of the course).

* SoFi® Checking and Savings (member FDIC):

1. Up to $300 Bonus Tiered Disclosure

2. APY disclosures

3. Fee Policy

4. Additional FDIC Insurance

5. ATM Access

6. Early Access to Direct Deposit Funds

7. Overdraft Coverage

Paid non-client endorsement. See Apple App Store and Google Play reviews.View important disclosures.

Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

Most surveys take five to 15 minutes, and you’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month.

Set u p your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

Earn $1000/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $1000 a month while doing it.

All you need to do is register on Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos, and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time.

Save $1,025 on Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

You Can Become a Real Estate Investor for as Little as $10

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with the Fundrise Flagship Fund.

Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is.

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receivea $5 bonus to get you started.

Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.

$15K or More in Debt? Most People Don’t Realize This Option Exists

Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.

Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.

Get Up to 35k From This Company

Need a little extra cash? We get it. Home repairs, credit card debt, medical bills — life expenses can really sneak up on you.

But we found a company that can help.

While the company will work with any qualifying borrower, its policy of keeping APRs under 36% can help consumers with lower credit scores.

Skip the Interest Until 2026 With This Balance Transfer Card

Aiming to ditch high-interest payments and score cash back on everything you buy? Who isn’t, right?

Here’s what makes this card a win-win:

$200 cash back bonus
Unlimited 2% cash back
$0 annual fee
0% APR on balance transfers for 18 months

Get the most out of your spending. Learn more about this balance transfer card today.

Protect Your Household from System & Appliance Breakdowns — and Save BIG!

It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.

Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?

Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.

A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t.

And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.

Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.

Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.

Add $225 to Your Wallet Playing Games on Your Phone

Ever wish you could get paid just for messing around with your phone? Guess what? You totally can.

Ready to get paid while you play? Download and install the Swagbucks app today, and see how much you can earn!

Get Rid of 25k or More in Debt With This Option

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.

So, what if you could just… get rid of credit card debt that’s weighing you down?

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 1 million people settle over $18 billion in debt.

It’s free to see just how much of your debt you can get rid of.

Get Paid up to $130/Month — Just for Sharing Your Opinion

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie.

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

Blast Past $200 Per Win With This App

Love playing games on your phone but wish it felt a bit more rewarding? We get it. It’d be great if all those hours spent having fun came with a little bonus, right?

Here’s some good news:

On top of that, Playback Rewards users can earn up to $200 in rewards per game — just by doing what they love.

Stop playing for free. Sign up for a free account and see how much you can make during your ‘me’ time.

Slash Your Credit Card Debt — Unlock No Interest Payments Into 2026

Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out.

But where to even start?

Get $25 When You Invest Just $5 With Stash

We all have bills to pay and things to buy. Whether it’s groceries, gas, or your favorite streaming service, wouldn’t it be nice to turn everyday spending into investments?

Here’s the kicker: Right now, The Penny Hoarder users get $25 in cash when they make their first $5 investment. That’s easy money to jumpstart your portfolio.

Get Rid of High-Interest and Earn Up to 5% Cash Back with These Cards

Get rid of your high-interest payments. Learn more about this card today.

Get up to $100,000 From This Company

But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.

Earn Up to $360 a Year* With This No Fuss Cash Back Debit Card

Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account.

*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.

Cancel Your Car Insurance

You might not realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. But don’t worry; this is an easy fix.

Getting started is super easy, too. Just tell us a little about yourself and the kind of car you drive, and we’ll send you a few personalized quotes you can compare to find the best fit for you.

Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.

Get Up to $300 Just for Setting Up Direct Deposit With This Account

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1

Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3

It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.

Get Paid to Shop: Score 2% Cash Back on Everyday Purchases

Here’s what you can expect:

A $200 welcome bonus (based on minimum spend requirement)
2% cash back on purchases
0% intro APR through 2026
No annual fee

Make your rewards count. Learn more about how to start earning 2% cash back on everything you buy.

Share What’s in Your Fridge

Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.

Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)

Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?

It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.

Deliver with Uber Eats and Earn on Your Schedule

What are you waiting for? Click here to start delivering with Uber Eats!

Fast Track Your Earnings with Insider Alerts from The Penny Hoarder

If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s text messages is a smart move.

Like, a really smart move.

This App Can Help Save You Up To $720 This Year

Luckily, an app called Rocket Money can show you exactly where you’re wasting money on forgotten subscriptions and bills that are overcharging you. It saves its members an average of $720 per year.

Rocket Money’s app has saved its 5 million-plus users about $500 million in canceled subscriptions.

It takes just a few minutes to get started and see how much you could save this year. Just register an account and link your bank accounts, then sit back while Rocket Money goes to work.

Get Paid to Drop off Starbucks

Your city is filled with two things: Starbucks, and people who want Starbucks.

With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you.

You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.

The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.

If you sign up for Doordash now, it’s possible to get your first paycheck this week.

Get Paid to Drop a Few Pounds

Heather Comparetto/The Penny Hoarder

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

Read more about HealthyWage, and sign up.
Define a goal weight and the amount of time you’ll give yourself to achieve it.
Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

Get Paid to Drink Beer

Carmen Mandato/The Penny Hoarder

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

Get Paid to Be a Mermaid

We went for a swim with the real-life mermaids of Weeki Wachee Springs in Floridato find out how they get paid to slip into fins and perform for kids (and kids at heart).

This job isn’t exactly a day at the beach, but if you can keep up, it’s every bit as magical as you’d imagine.

Get Paid to Surf the Web

Search engines use complicated algorithms to determine the results you see — and they don’t always get it right.

They’re vulnerable to errors, so they need real humans to review the results and judge them for quality, relevance, and usefulness. Those humans can be paid around $12 an hour for their work.

Create and Sell Courses

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Are you a self-taught coder with a knack for simplifying instructions? You could create an online course about it. Maybe you’re an expert at finger-picking techniques on acoustic guitar; you could make a course about that, too.

If you’re good at explaining whatever it is you specialize in, people out there are eager to learn, and with Udemy, you can create and host online courses — no master’s degree required.

Publish a Kindle Book

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If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.

Become a Life Coach

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According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.

Earn up to $30/Day Watching Movies

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When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)

In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.

Monetize Your Doodles

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We talked to one guy who sells his art online and makes $2,000 a month.

Here are some tips to get started:

Start small.
Create marketable products.
Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.

Do Odd Jobs

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TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.

Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.

Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.

Get Paid to Drink Beer

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

Get Paid to Drop a Few Pounds

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

Read more about HealthyWage, and sign up.
Define a goal weight and the amount of time you’ll give yourself to achieve it.
Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

Cash in on Your Dollar Bills

Specifically, dollar bills with strange serial numbers — ones that aren’t easy to come by. The collectors at CoolSerialNumbers.com have created a list of their most-wanted serial numbers, and you might have a bill with one of these sequences on it in your wallet.

Turns out antique coins aren’t the only currency worth cash to collectors.

Check out the full list to see if you’ve got any of these rare bills, but here’s a rundown of the sort of serial numbers these collectors are looking for:

7 repeating digits in a row on $1 Federal Reserve Notes (i.e. 09999999, 77777776)
7 of a kind on $1 Federal Reserve Notes (i.e. 00010000, 99999099)
Super repeaters on $1 Federal Reserve Notes (i.e. 67676767)
Double quads on $1 Federal Reserve Notes (i.e. 00009999)
and more!

Work from Someone Else’s House

Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country.

Consider house sitting. People will pay you big bucks to look after their house (and maybe a pet or two) while they’re away.

If you’re not sure where to find these types of gigs, there are tons of websites out there that’ll help, including House Sitters America and Mind My House.

Sell Coupons Online

But if you ever get bank or credit card coupons offering nice bonuses, you can get $10 or more selling them on eBay.

Write Resumes

Pay Your Policy in Full

This one requires little explanation — if you pay your premium up-front, you can save big bucks. A company called The Zebra found that if you adjust your payment plan to pay every six months or for a full year, you can save an average of 12%.

It doesn’t sound like much, but if you’re paying $1500 a year in car insurance, that’s $180 you get to keep in your pocket.

We know $1,500 is a lot to pay at once, but you can still save by paying in three-month increments or even a week in advance every month. Every little bit helps, so ask your insurance provider what you can do to knock off a few more dollars.

* SoFi® Checking and Savings (member FDIC):

1. Up to $300 Bonus Tiered Disclosure

2. APY disclosures

3. Fee Policy

4. Additional FDIC Insurance

5. ATM Access

6. Early Access to Direct Deposit Funds

7. Overdraft Coverage

Paid non-client endorsement. See Apple App Store and Google Play reviews.View important disclosures.

Rest assured, the perspectives and opinions presented on our site are strictly those of the author. They do not represent the official views of any banks, credit card issuers, hotels, airlines, or other mentioned entities. Additionally, the content you find here has not been reviewed, approved, or endorsed by any of these parties. Our aim is to deliver unbiased insights and advice to assist you in making informed financial decisions.

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